Credit Card Debt Survival Guide

Do you need to eliminate credit card debt you cannot  pay?
Are you worried about real or potential threats and actions against you by a debt  collector or collection attorney?

Would you like to have a ready response that will make that debt  collector or collection attorney go away?

Would you like to know how to avoid a credit card debt lawsuit?

Or, if you are one of the few actually served, would you  like to be prepared to answer a credit card debt summons in a way that  frustrates the collection attorney?

I was in the same situation. I had to eliminate credit card debt totaling $63,000 I could not pay. I  did not know who to trust or where to turn. I had feelings of hopelessness.
After a lot of research and some learning experiences, I discovered that if you can knowledgably  frustrate debt collectors and collection attorneys, they do not want to work  harder to collect from just you. They are  paid on commission; They are motivated  to focus their energies on the thousands of other non-resistant consumer  debtors assigned to them.

I learned the credit card companies, their debt collectors  and their collection attorneys take advantage of our fears. They play on our good conscience. They lie to  us to collect money.
In 2009, according to  creditcards.com, over 15 million people defaulted on their credit card  debt. Going into debt or staying in debt  to pay for monthly necessities is a common occurrence in today’s economy. Clearly, your credit card debt problem is not  unique. You are not alone. And that, believe it or not, is good  news.
It is good news because, if you learn to become more  difficult to collect from than other consumer debtors, debt collectors and  collection attorneys will not waste anymore of their time with you. They will focus their ambitions on the large  number of other less well-informed consumer debtors.
My name is Mel Thompson.  I avoided paying my credit card debt, and I avoided bankruptcy by  learning how to frustrate debt collectors and collection attorneys. What I learned is, just because you owe and  cannot pay does not mean you are helpless.
The recommendations I make in the Credit Card Debt Survival  Guide are based on my experience and on proven practices backed up by consumer  protection laws. They are based on months of research. They separate truth from  Internet myth. They are tried and tested. I made mistakes. I learned from  them. And now, you can benefit from them. CLICK HERE TO ORDER!
I show you the proper language to use with debt collectors,  their collection notices, and their threats of court action, as well as with  collection attorneys and their blanket credit card debt summonses that fish for  non-respondents. With the right language you'll force these commission-paid  adversaries to take you seriously and to spend their time collecting from the large number of uninformed, non-resistant consumer debtors. This language is based on my  successful experiences. To be effective, a debt validation letter, for example,  needs to be a properly worded demand for documentation.
Many consumer debtors have bought the Credit Card Debt  Survival Guide. Below are the stories of  two, who I  counseled.
"I owed close to $100,000 in credit card debt. I had been contacted by several debt  collectors and eventually received one credit card debt court summons. I used the guide and technical support to  respond to the debt collectors and answer the summons. The debt collectors quit calling. There was  no response to my summons answer, and the court case was dropped.”
 Milt H., Burbank, California

"My wife and I owed $70,000 in credit card debt. We had both  lost our jobs. As the months of non-payment passed, we were contacted by debt  collectors and collection attorneys threatening lawsuits. The guide and technical support gave us the  material to convince these people to get off our backs and probably spend their  time with other less savvy debtors.”
 Bob R. Portland, Oregon

In the Credit Card Debt Survival Guide you get 100 pages in Chapters 6 through 9 conveniently organized in linking to each chapter and subsection for quick reference directing you to the  information you need to solve your problem. Information including:
Sample debt validation letters and  follow-up written communications to frustrate debt collectors and collection  attorneys

Links to debt forums and  authoritative websites to reassure you that these are the best practices for  fending off debt collectors and collection attorneys.

Don’t forget our truly unconditional 60-day money-back guarantee If you want  your money back, you will get it back. If you are overwhelmed and you need help immediately, take  advantage of our 30 days of technical support bundled with the Credit Card Debt  Survival Guide for just $97.The Credit Card Debt Survival Guide is $47.00 and  comes with a 60-day money-back guarantee through ClickBank. The Credit Card Debt Survival Guide's 100 pages give you the language and background you need to effectively deal with collection attorneys and debt collectors. CLICK HERE TO ORDER!

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